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Mobile Banking App Development Company

With Yojji’s expert mobile banking app development services, you can make digital banking simple and easy. Our proficient mobile banking app developers create tailored solutions for financial institutions, boosting customer retention, making transactions more straightforward and efficient, and staying ahead of shifting user expectations. Whether you’re developing a new app, changing or upgrading an existing one, we build custom tools that marry usability, performance, and scalability.

Mobile Banking Apps We Build

As an end-to-end mobile banking application development service, we design and develop scalable applications for many financial use cases. By offering in-depth experience in mobile banking software development, we assist neobanks, fintechs, and traditional institutions in rebuilding modern customer expectations.

Digital Banking Apps

Our company provides end-to-end digital banking applications that help our customers manage their accounts, transfer money, and keep track of transaction histories with minimal friction.

Crypto Banking

Our banking app developers build crypto solutions that allow users to buy, sell, hold, and securely manage their digital assets. We offer everything from wallet integrations to exchanges. Our team will get you the features you need to deliver a user-friendly crypto experience.

Neobanking Apps

We focus on neobanking solutions that provide core banking capabilities via a digital-only channel. These lightweight, robust apps are for startups & fintechs looking to get to market quickly and efficiently.

Digital Lending Systems

We build lending systems with features for credit scoring, loan applications, loan approvals, and tracking repayment from a mobile interface. These lending systems optimize the operational side for lenders while providing borrowers with a fast and easy experience.

Money Transfer Apps

Our mobile banking app development team designs secure money transfer applications, facilitating domestic and cross-border payments. We provide users with real-time transaction tracking and ensure high speed for each one.

Expense Tracking Apps

We develop mobile apps for banks and fintech apps that help users categorize spending, set budgets, and visualize spending habits. With multiple personal finance tools, banks and fintechs can raise user engagement and retention through personal finance apps.

Case Studies

  • All Cases
  • Fintech

Runway5 – Aircraft Marketplace Platform

Industry: Ecommerce
Timeline: August 2024 - January 2025

Runway5 is a web and mobile e-commerce platform for buying and selling aircraft. The request was to deliver UX/UI design and full product engineering with marketplace architecture, subscription-based selling, and contact-to-buy process. Our client received a production-ready marketplace with complex user flows: verified sellers list aircraft, and buyers search, compare, and contact sellers through a structured, compliant flow.

  • React
  • Typescript
  • Tailwind CSS
  • React Native
  • Postgres
  • Gitlab CI/CD
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Zuzzle – E-learning Platform

Industry: EdTech
Timeline: March 2025 - October 2025

Zuzzle is an online learning tool for organized study of foreign languages and academic disciplines. The product helps students prepare for exams. They have tests, exercises, learning data, and planning tools all in one interface. The Yojji team created this e-learning platform as a scalable system that allows users to schedule daily study activities across desktop and mobile devices, track progress by subject, and examine performance trends.

  • React
  • Node.js
  • Typescript
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NFT marketplace

Industry: web3
Timeline: April - July 2022

Fortiter is a Web3 NFT marketplace, a membership ecosystem based on NFT ownership. The client needed a platform connected to a wallet where users could view collections, track rarity, and monitor trading activity related to weekly payouts. Our team delivered a functional MVP with wallet integration, a clean interface, stable contract interactions, and real-time market data.

  • React
  • Node.js
  • Google Cloud Platform
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ExpertsNow — A Modern Hiring Platform

Industry: Management
Timeline: September 2024 - May 2025

ExpertsNow is a European platform where companies can create vacancies, review pre-selected expert profiles, track every hiring stage, and coordinate interviews. The Yojji team defined the product flow, designed the interface, and developed the web and mobile applications. Our client got a working two-sided system that helps companies manage their hiring pipeline and allows experts to respond to new roles in a few clicks.

  • React
  • Nestjs
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Healthcare Booking Platform

Industry: Healthcare
Timeline: December 2024 - July 2025

Our team designed and developed a custom healthcare booking platform where patients can search doctors, view real-time availability, and book appointments in a few clicks. It’s a unified system that connects multiple medical institutions, handles payments, and synchronizes bookings with each clinic’s CRM. In 7 months, our client got a fully functional web application.

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    A Platform for Investors

    Industry: Fintech
    Timeline: October 2024 - October 2025

    Our project is a web application for managing investments across stocks, crypto, and private equity. The request was to design, develop, and launch the platform with a focus on trading logic, data integration, and user experience. Our client received a fully functional, investor-ready platform with customizable dashboards and precise analytics.

    • React
    • Typescript
    • Node.js
    • Postgres
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    Infinightly – Smart Social App

    Industry: AI
    Timeline: October 2024 - August 2025

    Infinightly is a social event management app for modern event creators and attendees. Over 10 months of collaboration, our Yojji’s team transformed the idea into a full-featured social ecosystem where users can effortlessly explore, organize, and manage every stage of their event journey. It also helps reduce event setup time by over 40%.

    • React Native
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    AI-Powered Virtual Fitting Room

    Industry: Ecommerce, AI
    Timeline: August 2025 - October 2025

    The AI-powered Virtual Fitting Room is our solution that lets users mix and match outfits and instantly see how each look fits using an AI model or a personal photo. It helps fashion brands personalize shopping, increase conversions, reduce returns, and provide a confidence-driven user experience without complex integrations.

    • React
    • Tailwind CSS
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    Jellibeans - AI Fashion Analytics Platform

    Industry: AI
    Timeline: March 2022 - October 2024

    Aggregating comprehensive real-time fashion market insights from diverse verified sources, Jellibeans transforms raw data into actionable strategies for brands and suppliers. By integrating advanced analytics with multiple dimensions, the platform ensures precise trend predictions and industry foresight.

    • React
    • Nestjs
    • Google Cloud Platform
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    RideNow – Urban Rental App for Scooters and E-Bikes

    Industry: MaaS
    Timeline: January 2025 - October 2025

    The client needed a rental app that allows users to easily book, unlock, and pay for scooters, e-bikes, and e-motos. In just 5 months, our team delivered a fully functional, scalable urban rental app and admin system. It helps optimize logistics, reduce maintenance costs, and scale their services across different cities.

    • React Native
    • Postgres
    • JS
    • Nestjs
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    StudyHall - Online platform for teachers and students

    Industry: EdTech
    Timeline: February 2024 - November 2024

    An innovative EdTech platform that leverages artificial intelligence to provide personalized learning experiences. It offers a wide range of interactive tools designed to help students and professionals enhance their knowledge, improve retention, and achieve their learning goals more effectively.

    • React
    • Node.js
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    CSI Helsinki Leading Legal Software Solutions

    Industry: Legal
    Timeline: August 2021 - September 2023

    CSI – Creative Software Innovations is a software house devoted to developing solutions for the legal industry. The company stands out as a reliable and financially stable partner, offering advanced and continuously evolving software that helps law firms maximize efficiency and business value.

    • React
    • React Native
    • k8s
    • Docker
    • Nestjs
    • Azure DevOps
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    STB Union — on a Mission to Make Finances Convenient for Everyone

    Industry: Fintech
    Timeline: February 2020 - Present

    STB Union, a major FinTech player, partnered with Yojji to evolve from a traditional currency exchange network into a modern financial marketplace. The project aimed to develop a secure, scalable platform for multi-currency wallets, international transfers, and digital card services, using React JS, React Native, and Java to enhance STB Union’s service offerings and strengthen its position in FinTech.

    • React
    • React Native
    • Java
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    A matter of design

    Industry: Ecommerce, AI
    Timeline: June 2023 - November 2023

    Discover AMOD, an AI-powered interior design and furniture shopping platform in Hong Kong, transforming the design experience with user-centric technology. This case study reveals AMOD’s journey - its goals, achievements, and strategies - creating a digital space for design enthusiasts and furniture lovers, reshaping the furniture shopping experience.

    • Nestjs
    • Cloudflare
    • Postgres
    • Redis
    • Github actions
    • Docker
    • Terraform
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    Worldwide Remittance SaaS Platform

    Industry: Fintech
    Timeline: Jan 2017 - Feb 2020

    Vala facilitates direct money transfers between businesses, reducing transaction costs and creating new revenue streams. Our team handled the UI design, revamped the application’s admin panel, and built a mobile version from scratch. Ultimately, we were given full autonomy over project design and development decisions.

    • React
    • React Native
    • Java
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    Time Track System

    Industry: Workforce Management
    Timeline: Oct 2018 - Mar 2019

    The Time Machine app is designed to easily track and manage work hours. It features weekly timesheets for setting time frames and adding comments, all within an intuitive interface. We created this app to meet the client’s requirements, enabling employees to track task time by project and fostering streamlined team communication. Additionally, it provides top managers with tools to assess individual performance effectively.

    • Vue.js
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    Covid-19 Symptom Screening & Tracking for Schools

    Industry: Healthcare
    Timeline: Mar 2022 – Present
(~1 year)

    Symptomatical is a symptom management system developed to help companies and schools reopen safely and proactively manage COVID-19 risks. Our team enhanced the platform with analytics tools, an admin dashboard, a secure authorization system, a dedicated landing page, and Stripe API integration. This solution supports daily health screenings, enforces safety protocols, and ensures seamless operational continuity.

    • React
    • React Native
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    Social Network App

    Industry: Social Media
    Timeline: Jan 2020 - Apr 2020

    Our client is an exclusive network of over 800 high-net-worth individuals, including executives, entrepreneurs, and investors, dedicated to expanding business connections, sharing insights, and solving investment challenges. The company engaged our team to develop an online platform to streamline member interactions, support networking, and simplify meeting scheduling, enhancing community connections and collaboration.

    • React
    • React Native
    • Node.js
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    Smart Health

    Industry: Healthcare
    Timeline: Feb 2020 - Sep 2020

    We developed a robust software solution for hospitals and medical centers to conduct remote health consultations and COVID-19 surveys, with a focus on informing patients about illness prevention. Our client needed a tool to survey patients, especially the elderly, assess their risk, and provide customized recommendations based on responses. Additionally, we enabled healthcare organizations to create and customize their own online surveys, enhancing patient support and safety.

    • React
    • React Native
    • Node.js
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    Cross countries payroll solution for SMB

    Industry: Fintech
    Timeline: Oct 2018 - Aug 2019

    Payroll is a $1.2b cloud-based solution enabling companies of all sizes to manage global payroll, facilitate direct money transfers, and oversee payment cycles. They approached us in January 2019 to build this system on their financial and legal infrastructure. Yojji led the front-end development, including design, and contributed to back-end tasks. Through close collaboration and our team’s expertise, we successfully developed an efficient payroll system from scratch.

    • Angular
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    Payment system for entrepreneurs from scratch

    Industry: Fintech
    Timeline: Mar 2020 – Oct 2022

    Osu supports sole traders with a business management and payment app integrated with accounting software. The client initially asked us to design and develop the front end for their open-banking service, including a payment widget and admin system. Yojji delivered a widget and dashboard for merchants to track payments, manage users, and customize features. After a successful MVP launch, we continued developing an app to create and track payment requests. Today, we’re actively enhancing the mobile app with new features.

    • React
    • React Native
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    Investment application for parents

    Industry: Fintech
    Timeline: Apr 2020 - Oct 2020

    This feature-rich financial mobile app offers investment opportunities for parents looking to secure their children's futures. They approached us to build this innovative fintech platform from scratch. In just three weeks, we successfully delivered a fully functional MVP within a tight timeframe, meeting all client expectations.

    • React Native
    • React
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    Workforce Management Solution

    Industry: Workforce Management
    Timeline: Jun 2019 - Nov 2019

    Avenue tasked us with creating a platform for large companies, allowing employees to set development goals, schedule lectures, receive notifications, and give feedback. Using Scrum with two-week sprints, our PM ensured smooth communication and quick issue resolution. After launching the MVP, we provided biweekly updates, efficiently incorporating client feedback and new features.

    • React
    • React Native
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    Key Features of Our Mobile Banking Apps

    01

    Authentication and Authorization

    We build multi-step authentication and secure authorization flows to protect user accounts. Our banking mobile app development focuses on ensuring only verified users can access sensitive data and features.
    02

    Customer Onboarding

    Our onboarding flows are quick, intuitive, and mobile-first; supporting users, reducing drop-off, and validating that the user has provided all the required data without losing any data. We design it specifically for your company in the mobile banking app development process to reflect your business model and compliance needs.
    03

    Account Management

    Users can check their balance, manage multiple accounts, and update their profile information in the same mobile banking app. This judicious core functionality means your application is a fully functional and complete banking experience.
    04

    Card Management

    We implement capabilities like virtual card issuance, freezing cards, setting transaction limits, and real-time spending alerts, so users have the power to manage their cards completely. Users have more convenience, and all the convenience makes trusting the technology easier.
    05

    Payments and Money Transfers

    Our mobile banking app development services include instant peer-to-peer payments, international transfers, and scheduled payments. Speed continues with money moving across networks and borders.
    06

    Transaction Management

    We develop clean, filterable transaction history modules with unique search functionality so users can easily track, verify, and manage their financial activity.
    07

    Bill Payments

    Allow customers to pay directly for utilities, subscriptions, and services through your app. Our mobile banking app development will reliably integrate these functions as seamless payment options and manage recurring payments.
    08

    Spending Tracker

    The built-in analytics allow users to categorize spending, build budgets, and identify spending patterns. This delivers much higher user engagement and positions your app as more than a transactional app.
    09

    Digital Lending

    We build your app’s in-app lending use case covering loan calculators, application forms, approval workflows, and repayment tracking. This will further increase the value of your app and allow your users to access credit options without leaving your app.

    Banking Application Development Process

    Analysis

    Analysis

    We will gather your business requirements, define your product vision, and assess key user needs. The requirements gathering process includes competitive analysis, feature planning, and understanding how your app will succeed in the highly competitive app store. It is crucial to prioritize functionality around user expectations and future improvements. The documentation creates the structure of how we can best implement the project.

    Design

    Development

    Testing

    Deployment

    Maintenance

    Technology Stack We Use

    Front-end
    Back-end
    Mobile
    AI
    html
    Html
    next
    Next
    vue
    Vue.js
    typescript
    Typescript
    css
    CSS
    react
    React
    angular
    Angular
    Tanstack
    Tailwind CSS
    Shadcn
    Ant Design
    js
    JS

    Why Choose Us as Your Banking App Development Partner

    Deep Experience

    At Yojji, we have diverse experience working on digital products for the fintech industry. This is how we managed to gain the expertise we need to ensure you get the highest quality of your app. Our background in this space allows us to anticipate obstacles and create more innovative solutions from the start.

    Experienced Team

    Where to find the best banking development experts? The answer is simple— we have them! Our engineers, user-interface/user-experience designers, and product strategists have all developed apps for the modern fintech industry. If you trust us, your vision can become a revenue-generating reality.

    Project Privacy

    Your product idea, roadmap, and business rationale will be kept entirely secret throughout our engagement. We ensure that everything you send, whether through emails, documentation, or code, is only sent to your team. We also apply recognized and accepted practices to ensure a clean project ownership and intellectual property protection process. You can be assured that your project is entirely under your control with Yojji, from its inception to post-launch.

    Rapid Development

    Our team delivers new functionality every one to two weeks since we use agile sprints, which enables you to test it beforehand and provide feedback immediately. Modern and scalable development frameworks, including Flutter, React Native, Node.js, and others, allow us to be adaptable to changes and shorten build cycles. The team structure is ideal for MVPs, product reworks, and deadlines since it enables us to respond swiftly and grow development as necessary. This means your product will have better velocity to market without sacrificing long-term maintainability.

    Cost-to-Quality Ratio

    Developing a high-quality product doesn't have to be a bloated endeavor. We are committed to lean processes, deliberate planning, and efficient resource utilization. Our clients love that we emphasize not cutting corners; we build scalable systems with technical foundations that reduce overall costs. By partnering with Yojji, you get experienced banking developers and a trustworthy partner that provides an excellent return on investment the day you begin working with us.

    Testimonials

    quote
    Yojji successfully delivered the project within schedule. They demonstrated excellent project management via weekly sprint demos and promptly made adjustments based on the client's feedback. Their responsiveness and collaborative attitude were key elements of their work.
    Julian Leung
    Julian Leung
    Product Manager - A Matter Of Design | Property Tech & Artificial Intelligence
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    quote
    Yojji was an instrumental part of the client’s team, working closely with them to achieve the product’s success. The team was very collaborative and timely, and their performance was amazing. Additionally, their resources were experienced, professional, and enjoyable to work with.
    Alon Zion
    Alon Zion
    Former Co-Founder, Vala
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    quote
    Yojii is impressive both in quality of development work as well as their commitment. Strong focus on delivery, highly technical personnel, flexible approach that allows for rapid development. Strong processes that allow for solid controls.
    Rohit Mahajan
    Rohit Mahajan
    Executive, Performlive Inc
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    quote
    We’re very happy with the way that Yojji works, which is why we’ve spent so much money and engaged them for such a long time. We treat them as employees in regard to responsibilities and expectations, and they haven’t disappointed us.
    Noam Nevo
    Noam Nevo
    Co-founder of OSU
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    As a company, we find Yojji to be excellent development partners - we cannot recommend them more highly and will be very happy to continue working with them in the future.
    Gareth Reese
    Gareth Reese
    Marketing Manager
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    quote
    They are really nice people with excellent technical backgrounds.
    Bjorn Beyersdorff
    Bjorn Beyersdorff
    CEO, Founder
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    quote
    We used Agile project management methodology and were in contact with the team and project manager daily.
    Arvind Sedha
    Arvind Sedha
    Software Development Director
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    quote
    They all had a super positive outlook and were dedicated to getting the work completed to a high standard.
    Philip Black
    Philip Black
    CEO
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    quote
    Yojji has delivered an accessible product with thorough consideration for the client's requirements. Users have commented on the platform's user-friendliness and speed. Moreover, the team is easy to communicate with and provides frequent updates. Their development and design skills are impressive.
    Lisa Ross
    Lisa Ross
    VP of Experience & Tech, Avenue
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    Frequently asked questions

    How much does banking app development cost?

    How long does it take to develop a banking app?

    How does the development of a mobile banking app begin?

    What is your banking app development process? How is the workflow organized?

    Can you integrate our banking app with third-party providers?

    What can influence the costs of a mobile banking project?

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